HOW TO SOLVE PERSONAL PROBLEMS:Another closet corrects the cry.

HOW TO SOLVE PERSONAL PROBLEMS.

Now I wish to give ten techniques to use generally to solve your problem:

…Believe for every problem there is a solution.

…Keep calm. Tension blocks the flow of thought power.

…Don’t try to force an answer. Keep your mind and body relaxed.

…Assemble all the facts impartially,impersonally and judicially.

…List these fact on paper. These we clarifies your thinking bringing it’s element into orderly system.The problem becomes objective not subjective.

…Pray about your problem, affirming that God can flash illumination into your mind.

…Believe and seek God guidance on the promise in psalm 73rd.

…Trust in the faculty of insight and intuition.

…Go to worship and let your subconscious work on the problem as you attune to the mood of worship. Creative spiritual thinking has amazing power to give right answer.

…If you follow these techniques faithfully, then the answer that develops in your mind or comes to pass is the right answer to your problem.



Another closet corrects the cry

HOW TO GET PEOPLE TO LIKE YOU.

HOW TO GET PEOPLE TO LIKE YOU.


According to William James “one of the deepest drives of human nature is the desire to be appreciated”

Despite your attainment in fame, wealth, position and power you we never get everybody to like you. There is in human nature whereby some people just naturally wont like you.

However there are formulas, which follow faithfully, can make you a person whom other people like.

…Learn to remember names .A man’s name is “VERY” important.

…Be a comfortable individual. Be homey.

…Acquire the quality of relaxed easy-goingness.

…Don’t be egotistical. Guard against giving impression you know it all.

…Cultivate the quality of being interesting so that people will want to be with you and get something value from their association with you.

…Study to get the “scratchy” elements out of your personality.

…Drain off your grievances with people and sincerely attempt to heal all misunderstanding you have had or now have.

…Practice liking people until you learn to do so genuinely.

…Never miss an opportunity to say a word of congratulation upon anyone’s success or achievement or sympathy in sorrow or disappointment.

…Get a deep spiritual experience so that you have something to give to people that we help them to be stronger and meet life more effectively. Give strength to people and they will give affection to you.

OFFICE INJURIES: TIPS FOR REDUCING INCIDENCE IN THE WORKPLACE

OFFICE INJURIES: TIPS FOR REDUCING INCIDENCE IN THE WORKPLACE.

According to American National standards institute (ANSI) and the state of Wisconsin department of labor and industries published guide entitle “ office Ergonomic Assessment and Implementation Guide” The following tips will help reduce the incidence of CTD in the workplace.

Good posture:

Be sure to sit all the way back in your chair. Your knees should be lower than or at the same level as your hips. Keep your feet supported.

Keyboard:

The type of keyboard and the positioning of the keyboard are important factors to consider. The height of the keyboard in relation to your body should also allow your arms to be at an open angle. It is advisable to tilt the keyboard away from your body to keep your wrists in the proper position.

Monitor:

Center your monitor in front of you so you won’t have to wrist and cause strain to your neck and shoulders to view the monitor. Your monitor should be arms length away about 20-30 inches. Tilting the screens upward is good office ergonomics for your monitor. Avoid windows that produce glare on your screen. Set the monitor at a 90-degree angle from the window for the best reduction and less strain on the eyes from contrasting light.

Mouse:

Mouse usage is importance for proper ergonomics. Place mouse to your keyboard for easy reach. Try to use a trackball instead of a mouse. A trackball will decrease the amount of shoulder movement.







Chair:

Adjust your chair height to make sure your feet rest comfortably on the ground. Sit back in your chair to provide lower support and less fatigue. Reclining slightly will relieve pressure on the lower back. Make sure the arms rest allows your arms to bend at a 90-degree angle.

Lighting:

Use indirect light to provide the best lighting. Control light from windows with blinds to reduce eye strain from glare. Fluorescent lighting is better than other conventional types of lights. And ensure that all bulbs inside your office should be the same wattage.

Ambience:

Sound levels should not be higher than 55 decibels( Dba).

Temperature and Humidity:

Temperature and humidity should be within comfortable ranges relative humidity level between 40 and 60 % is generally desirable for most workers in office environments.

STOCKS INVESTMENT TIPS

STOCK INVESTING TIPS.

The stock market is the place to make short term and long term gains. There are investment opportunities to make in the stock market and people should consider these options as well for investment portfolio. Below are stock investing tips to consider and keep in mind.

Long-term investment

Invest with the long-term in mind. Stock market prices will go up and down, fluctuate even in the short-term. Investors should not pay attention on the daily fluctuations.

Diversify

Diversification is the key. Diversify your investment with low, medium and high-risk stocks. Select fixed income securities especially in fluctuating markets. There is saying “do not put all your eggs in one basket”.

Do not gamble

Don’t gamble. If you cant afford to lose your money, then don’t venture what you know nothing about. Choose more conservative investment with low risk if you are worried about your money.

Buy and hold does not always work

Avoid been greedy. Set your limits, target and investment goals and sell the stock when you reach your returns.

Set investment goals and sell limits

Before selling your stocks, set the price to which you are willing to sell.Based on this and the interest rate, you can then determine the return you want.

Investigate for yourself

“Independent investigation of truth”. Get much information as possible and analyse before making your investment decisions. It is okey to get information from multiple sources and then compare what your investigation tells you. This can serves as an alert for inconsistencies and inaccuracies in the investment you are considering.

Online investing takes time

The use of Internet has made trading easy. Just a click, you can buy and sell stocks from more than 50 online brokers with low commissions. However, this does not take the homework of researching and making investment decisions

Do not expect miracle

Don’t go into investment expecting miracle. If you got recommendation from a friend that stocks is going to double in value in a few months- beware!

GROWING YOUR BUSINESS

TIPS FOR GROWING YOUR BUSINESS (2)

…Increase value to your customers:

Give more than customers ask for and more than they expect. What value can you provide that will increase your “wow” factor?

…Innovate:

React to customers needs before they know they need it. Sell what the client wants, then give them what they really need. How then do you know what they need? Take time to talk to them. At minimum talk to your best client and learn from each one you’ve lost. Find out what they would like and their challenges on market trends in your industry.

…. Leadership vs. management:

Try empower your employees to manage themselves. Train them well. Make sure they know the vision and mission of the company and they are on board because there is a personal win in place for them. The personal win gives the employees motivation to cooperate as a team.

…Well oiled machine vs. chaos:

Is each section of your business operating efficiently while working together towards a common goal? Is your team expending time and effort putting out daily fires. What shift would move your company of crisis to operating with ease?

…Develop yourself:

Take a deep breath. As you are holding think of what you really desire. What happens. You may have had trouble thinking about what you desire because your needs were not being met. When you take care of yourself and feel strong, healthy, happy, and have time and space in your life, then you can focus on what you want and attract more to your business.

…Take one step at a time to build a strong, solid business:

Along the way build reserves, time, money, revenue sources, space, future products, etc and begin filling the gap to your potential

FINANCIAL STABILITY

TIPS FOR FINANCIAL STABILITY AND SUCCESS.

Below are tips for developing skills for financial stability.

…Make savings automatic:

Make it your first bill of payment. Set aside an amount automatically transferred from your checking account to savings (try an online savings account). Don’t even think about it. Just make sure it happens, each and every payday.

…Control impulse spending:

Impulse spending are the biggest problem for many of us. We don’t seem to control our expenditure on what we eat, shopping and online purchases. This drain our pulse and leave us penury for the rest of our life.

…Evaluate your expenses and live frugally:

Try the one month tracking of your expenses, then evaluate how you are spending your money and see what you can cut or reduce.Decide which of the expenses are necessary and place each on priority list.

…Invest your future:

Plan for the future as early as possible. No matter how young you are. Is important, even if you think you can always plan for retirement later, do it today. The growth of your investment we be great if you start investing in your 20s.Start increasing your 401(k) to the maximum of your company’s, if that available to you. Start now!

…Keep your home secure:

The first step is to save for emergency fund. If you have a family or dependent, you should get a life insurance and make a will as soon as possible!

BUSINESS TIPS

SUCCESS TIPS IN A BUSINESS
Many people go into business to satisfy various needs to provide vital services and succeed financially. Not every one we be suited for the attention, competition and difficulty decision making required in running their businesses. Those who take the plunge into entrepreneur receive rich rewards for their efforts if they pay close attention to rules of success. The following are a set of tips that could steer you into becoming one of driven few:

PROVIDE SOMETHING THAT PEOPLE NEED:

Don’t just sell something you like; you must have a market for your goods and services at a price the consumer can afford. Do your research to find your market nich and find ways to provide the product at a price that the greatest amount of people will pay.

HAVE A BUSINESS PLAN:

Every entrepreneur must have a blue print. Write a simple business plan that gives structure to the set-up of the business. It also provide a basis for financial side of business and making adjustments as you progress.

LEARN TO DELEGATE:

Learn to delegate smaller functions of the business to competent hands, which we free you up for more important tasks. Many owners often feel that no one can run the business better than them. Unfortunately, this can tie an owner up with trivial details of operation instead of focusing on the big picture and improving the business.

EMPLOYED A GOOD ACCOUNTANT:

Hire a good competent accountant who has clear understanding of how your business works and who we advise you on how to avoid problems before they happen, particularly tax matters.

KEEP AN EYE ON EXPENSES:

Your expenditure should be less. Your income should be greater than your expenses. Develop an easy method for examing current expenses before they eat your profits.

PROTECT YOUR PERSONAL ASSETS:

Discuss the best way to protect your personal assets with your accountant and lawyer trained in business law in case something goes terribly wrong.

BE AWARE OF CHANGING ECONOMIC TRENDS:

Subscribe to business publication that offers timely reporting of business trends. Keeping up on developments will allow you to make adjustment in your business as needed.

PAY PAYROLL TAXES ON TIME:

Payroll taxes can carry ruinous penalties. Pay close attention to deadlines and keep all taxe records carefully.

KEEP DEBT UNDER CONTROL:

During economic expansion, you might find it difficult to keep debt under control. Instead of getting another loan, find ways of collecting on outstanding accounts receivable or ask for deposits on goods in order to raise cash

INCOME MANAGEMENT

INCOME MANAGEMENT DURING RECESSION.

Budgeting is a tool to regulate our expenses. It is more useful in times of recession like the one the whole is experiencing now. It is important to stick to one form of budgeting at a time when income is constantly on the down side. Recession frustrate budgeting. New methods must be adopted to stay afloat financially. In order to manage your income, revisiting your family and personal budget during this time is a great idea.

During recession money is tight for everyone, it is necessary to control impulse buying and avoid unnecessary purchase so that you will not be trapped into stressful debt situation. According to Cornie Herring, an expert in financial planning gives recipes on how to remain in budget during recession. These guidelines will help you to spend within the budget during recession.

Revisit your bank statements:

Identifying your expense where you over spent or have spent from the purchase made three months ago that are not on your priority list or necessities. Your bank statement offer cost cutting ideas and help you to save money by avoiding unnecessary expenses in the future.

List down all the primary bills:

Compile all the total cost needed to pay for the monthly primary bills e.g. electricity, water, rentals, mortgage, insurance and others. You know how much money left for other expenses by comparing the total bills with your total incomes. Therefore, you can adjust other expenses so that it works within your budget.

Review all your receipts for at least six months:

Identify areas where expenses can be reduced.E.g. You have identified you have eaten too many meals at restaurants, or you have done costly driving trips, eliminating them or reduce the frequent of such expenses helps to save more money.

Buy items at discount prices:

Plan your buying for home necessities and buy at a discount prices. You can find the discount coupons offered by store and grocery in local newspaper and fliers. These coupons help to save a great deal of money when you use them properly.

Look for better deals at local thrift stores:

Look for better deal at a local thrift stores than buying at branded shopping mall or department stores. Designer brand items are found at a greatly reduced price at those places and you will save a large amount of money by getting the items at a lower price.

INCOME MANAGEMENT DURING RECESSION.

INCOME MANAGEMENT DURING RECESSION.

Budgeting is a tool to regulate our expenses. It is more useful in times of recession like the one the whole is experiencing now. It is important to stick to one form of budgeting at a time when income is constantly on the down side. Recession frustrate budgeting. New methods must be adopted to stay afloat financially. In order to manage your income, revisiting your family and personal budget during this time is a great idea.

During recession money is tight for everyone, it is necessary to control impulse buying and avoid unnecessary purchase so that you will not be trapped into stressful debt situation. According to Cornie Herring, an expert in financial planning gives recipes on how to remain in budget during recession. These guidelines will help you to spend within the budget during recession.

Revisit your bank statements:

Identifying your expense where you over spent or have spent from the purchase made three months ago that are not on your priority list or necessities. Your bank statement offer cost cutting ideas and help you to save money by avoiding unnecessary expenses in the future.

List down all the primary bills:

Compile all the total cost needed to pay for the monthly primary bills e.g. electricity, water, rentals, mortgage, insurance and others. You know how much money left for other expenses by comparing the total bills with your total incomes. Therefore, you can adjust other expenses so that it works within your budget.

Review all your receipts for at least six months:

Identify areas where expenses can be reduced.E.g. You have identified you have eaten too many meals at restaurants, or you have done costly driving trips, eliminating them or reduce the frequent of such expenses helps to save more money.

Buy items at discount prices:

Plan your buying for home necessities and buy at a discount prices. You can find the discount coupons offered by store and grocery in local newspaper and flyers. These coupons help to save a great deal of money when you use them properly.

Look for better deals at local thrift stores:

Look for better deal at a local thrift stores than buying at branded shopping mall or department stores. Designer brand items are found at a greatly reduced price at those places and you will save a large amount of money by getting the items at a lower price.